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Sector Insights

Ince & Co is committed to providing clients with regular updates on legislative and industry changes in the form of publications, e-briefs and newsletters.


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  • UK Counter Terrorism and Security Bill – does it affect ransom payments to pirates?

    05.12.2014 | Shipping, Insurance & Reinsurance, Piracy and maritime security

    Much will no doubt be written about the main provisions of the new Counter Terrorism and Security Bill that were outlined in the recent speech by the Home Secretary, Theresa May, as she set out her latest proposed initiative against those the UK government see as a threat to national security. The new Bill was revealed in the week that also saw the publication of the report into apparent security service failings behind the dreadful killing of the soldier, Lee Rigby, on the streets of London. Security is an issue very much in the public eye. Nonetheless, this article makes no comment on the politics of the initiative. Rather, it focuses on its potential relevance to the shipping and insurance industries, specifically in relation to ransom payments to pirates.

  • Insurance E-Brief Autumn 2014


    Insurance E-Brief: providing you updates on recent legal developments & significant cases

  • No Such Thing as a White Lie: Court of Appeal Authoritatively Confirms Fraudulent Devices Rule


    The Court of Appeal has confirmed that the fraudulent device rule, whereby an insured who embellishes its claim by a lie will forfeit its claim even if it is in all other respects valid, is good law. We consider why the decision is of great significance to insurers in all classes of business.

  • Riots Revisited: Making the Mayor Pay


    We assess the Court of Appeal’s decision in Mitsui Sumitomo Insurance Co (Europe) Ltd v The Mayor’s Office for Policing and Crime, which has gone further than the Court of first instance in finding that the Mayor’s Office was liable for consequential losses sustained as a result of the London riots of 2011.

  • Sound the Alarm


    We reflect on the Commercial Court decision in Milton Furniture Ltd v Brit Insurance Ltd which provides both a ringing reminder of the need for an insured to comply with policy provisions relating to security and a useful discussion on the approach to be taken by the courts in construing policy terms.

  • Double Standards? A Lesson in the Meaning of “Business-like” Manners


    Two recent cases (Tokio Marine Europe Insurance Ltd v Novae Corporate Underwriting Ltd and The Federal Mogul Asbestos Personal Injury Trust v Federal-Mogul Ltd) have dealt with the obligation on (re)insurers to act in a business-like manner when handling or settling claims. We explain why the decisions reflect some interesting differences in approach.

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